NRI Finance & Property Guides
Moving abroad doesn't end your relationship with Indian banks, property, and tax authorities. It changes the rules that apply to you. These guides cover the parts that actually trip people up: which account to use, how double taxation gets avoided in practice, how much comes back with you when you sell something, and what the paperwork really looks like. Written for NRIs in the US, UK, Canada, and Australia.
Start here: the rules that apply everywhere
NRE vs NRO Account: Which to Use →
The real difference between the two account types, which one to use for salary, rent, and pension, and how the tax treatment differs.
DTAA Explained: Avoid Double Taxation →
How the India tax treaty system works, and the exact paperwork (TRC, Form 41) you file to claim it.
NRI Money Repatriation: RBI Limits →
The USD 1 million per year NRO limit, why NRE accounts are not capped, and the forms your bank will ask for.
Selling Property in India as an NRI →
How much tax gets withheld at the sale, the certificate that can lower it, and how the proceeds come back to you abroad.
Your PF Account After Moving Abroad →
Whether your EPF keeps earning interest, when withdrawal is tax-free, and the truth about the pension (EPS) 10-year rule.
Country-specific guides
The general guides above cover India-side rules that apply no matter where you live. These go further: how your country of residence's own tax system interacts with India's, and how to actually get money from here to there.
A note on how these guides are built
Every figure and process described here is checked against RBI, the Income Tax Department, the IRS, and EPFO directly rather than repeated from generic finance-blog content. India's tax law changed substantially on 1 April 2026, so guides here use the current section numbers and form names, noting the older ones people may still search for. Where a rule is genuinely unsettled or under legal challenge, the guide says so instead of guessing.
Frequently asked questions
Who is this NRI section for?
Indian citizens and former residents now living abroad, mainly in the US, UK, Canada, and Australia, who still hold Indian bank accounts, property, PF balances, or investments and need to understand the tax and repatriation rules that apply to them.
Is this official tax or legal advice?
No. These guides explain how the rules generally work, sourced from RBI, the Income Tax Department, and other official material. Your own situation can change the answer, so confirm anything before you file or move money with a chartered accountant familiar with NRI taxation.
Why does this exist alongside a tools/converters site?
TechyTools.in started as a directory of free browser-based tools. This section is a separate, content-first addition covering NRI finance in depth. Nothing about the existing tools changed.
Will more countries be added?
Yes. The United States guides are live first, based on where the largest share of NRI remittances into India actually comes from. The United Kingdom, Canada, and Australia are planned next.